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Tractor and container at an intermodal terminal

Physical Damage & Cargo

London market capacity through our own coverholder facility

Auto physical damage and motor truck cargo written on our own binding authority, with excess layers available above primary. Placed standalone — you do not need to bring us the liability — for fleets anywhere in Texas, New Mexico and Arizona.

This is the program with the fewest strings attached. No border-zone requirement, no Mexican domicile, no cross-border connection. A fleet garaged in Dallas, Phoenix or Albuquerque qualifies on the same terms as one in Laredo.

Three situations it’s built for

Three situations it's built for. A domestic fleet with no cross-border operations at all. A fleet needing cargo limits above what the admitted program carries. And a Transfer Business insured, where physical damage isn't available on the liability program at all.

If we're not a market for a fleet's liability, we may still be a market for its equipment and its freight. Send it over.

Coverages and limits

Automobile Physical Damage — comprehensive and collision Up to $400,000 any one vehicle or combination of vehicles · up to $2,500,000 any one event, catastrophe or terminal loss
Motor Truck Cargo Up to $500,000 any one truck, any one loss
Excess Auto Physical Damage Up to $4,000,000 over a primary $1,000,000 any one loss
Excess Motor Truck Cargo Up to $19,900,000 over a primary $100,000 any one truck / any one loss
Deductibles From $1,000 each and every loss, each unit. $2,500 in respect of refrigeration breakdown.
Forms NMA1650 and non-Lloyd's APD wordings. Broad Form 15 and non-Lloyd's motor truck cargo wordings.

Where we fit best

  • Total insured values between $500,000 and $5,000,000
  • Three years or more in business
  • Drivers with a minimum of two years CDL experience

Risks outside this profile are still worth a call — it's a target profile, not a rule.

Minimum premium

  • $2,500 for each line of coverage
  • $5,000 for excess physical damage and excess cargo layers

Territory

  • Texas, New Mexico and Arizona — statewide

Unlike our auto liability programs, there is no border-corridor or cross-border requirement.

Let our experience and insight grow your business

P: 855.412.3803 info@platinummga.com
921 W. New Hope Dr., Suite 705
Cedar Park, TX 78613
Platinum Managing General Agency, Inc Platinum Managing
General Agency, Inc.
CONTACT 921 W. New Hope Dr. Suite 705
Cedar Park, TX 78613 info@platinummga.com P: 855-412-3803
PROGRAMS Domestic Long Haul Transfer Business NAFTA Cross-Border Physical Damage & Cargo
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Platinum Managing General Agency, Inc. · Licensed in Texas, New Mexico and Arizona.